Casey Yontz
Bankruptcy Attorney
Founder and Director
Arizona, United States
Casey Yontz is a bankruptcy attorney with more than 18 years of experience in consumer bankruptcy law. He oversees content strategy and publishing for USBankruptcyHelp.com and regularly writes and reviews articles on chapter 7, chapter 13, student loans, and related debt-relief topics.
About
Bankruptcy Experience
Casey Yontz is a bankruptcy attorney with more than 18 years of experience in consumer bankruptcy law. Throughout his career, he has helped individuals, families and businesses evaluate their options under federal bankruptcy law and address serious financial problems involving Chapter 7, Chapter 13 and Chapter 11 cases.
His practice experience includes working with clients facing foreclosure, wage garnishment, lawsuits, repossessions, and overwhelming debt. That day-to-day experience informs the practical, real-world explanations published on USBankruptcyHelp.com.
Education & Technology
Casey earned his Bachelor of Arts degree from Ohio University and his Juris Doctor (JD) from Western State College of Law in Orange County, California.
He has also completed professional certificate programs in Full Stack Development and Artificial Intelligence Development through the Massachusetts Institute of Technology, reflecting his interest in using technology to make complex legal and financial information more accessible.
Professional Background
In addition to his more than 18 years of bankruptcy experience, Casey served as Bar Counsel for the State Bar of Arizona, where he worked as a litigation attorney investigating and prosecuting cases involving alleged attorney misconduct and violations of professional conduct rules. He also serves as a pro bono court-appointed arbitrator for the Maricopa County Superior Court.
Admissions & Professional Memberships
Casey is licensed in Arizona and admitted to practice before the U.S. District Court for the District of Arizona and the U.S. Supreme Court.
He is a member of the National Association of Consumer Bankruptcy Attorneys (NACBA), the State Bar of Arizona Bankruptcy Section, and the American Bankruptcy Institute (ABI).
USBankruptcyHelp.com
As Founder and Director of USBankruptcyHelp.com, Casey oversees the site's editorial direction, content strategy, research, and educational tools. His focus is on publishing clear, accurate, and practical resources that help consumers better understand bankruptcy law, debt problems, and the options available to them.
Media & Expert Commentary
Casey Yontz has provided bankruptcy and consumer-debt commentary to national financial publications and media outlets.
U.S. News & World Report
Student Loan Disability Discharge: Here's What You Need to Know
Quoted as a bankruptcy attorney and founder of USBankruptcyHelp.com on disability discharge provisions for private student loans and the importance of reviewing individual loan agreements.
MoneyLion
4 Things Most Americans Don't Know About Student Loans
Quoted on student loan discharge in bankruptcy, differences between federal and private student loan protections, and the consequences of federal student loan default. The article was also syndicated by AOL.
Yahoo Finance
A Bankruptcy Attorney Explains Exactly When Creditors Can — and Can't — Garnish Your 401(k) to Collect Debts
Featured as the bankruptcy attorney explaining when creditors can and cannot reach 401(k) retirement assets, including ERISA protections, judgment creditors, IRS collection, qualified domestic relations orders, and what can happen after funds are withdrawn. Yahoo Finance links directly to Casey Yontz's USBankruptcyHelp.com profile.
Moneywise
I'm 45, Broke and Have More Than $50,000 in Debt — but My 401(k) Is Still Doing Well. Can Creditors Garnish It If I Can't Pay?
Original Moneywise article featuring Casey Yontz's commentary on creditor protections for 401(k) retirement accounts, including ERISA protections, ordinary judgment creditors, IRS collection, qualified domestic relations orders, and what can happen after retirement funds are withdrawn.
Research & Publications
USA Today
U.S. Bankruptcy Filings Rise 12.2%; Chapter 7 Bankruptcy Cases Account for 74% of the Increase
August 2026
USBankruptcyHelp.com research release analyzing recent U.S. bankruptcy filing trends and the role of chapter 7 cases in the increase.
Articles by Casey Yontz
Chapter 7 Bankruptcy
A practical guide to how chapter 7 works, eligibility, exemptions, discharge, and what to expect during the process.
Chapter 13 Bankruptcy
An overview of chapter 13 repayment plans, eligibility, plan payments, and how chapter 13 differs from chapter 7.
Chapter 7 vs. Chapter 13 Bankruptcy
A comparison of chapter 7 and chapter 13 bankruptcy, including eligibility, debt treatment, property, repayment plans, and other key differences.
Chapter 7 Bankruptcy Means Test: Eligibility & Calculator
A guide to the chapter 7 means test, including how it works, eligibility, and a calculator to help determine whether your income could qualify for chapter 7 bankruptcy.
Can You File Bankruptcy on Student Loans?
A guide to student loan discharge in bankruptcy, including undue hardship, federal and private loans, and when further legal review may make sense.
Can You File Bankruptcy and Keep Your House?
A guide to how bankruptcy can affect your home, including exemptions, liens, and the differences between chapter 7 and chapter 13.
Can I File Bankruptcy and Keep My Car?
A guide to how bankruptcy can affect your car, including exemptions, liens, and how chapter 7 and chapter 13 handle vehicle retention.
Research & Data
Current U.S. Bankruptcy Filing Statistics
Current and historical U.S. bankruptcy filing data by chapter and business status, including year-over-year trends and verified figures from the Administrative Office of the U.S. Courts.
U.S. Mortgage Delinquency Statistics
Current and historical U.S. mortgage delinquency data, including early- and serious-delinquency rates, foreclosure trends, and recent changes in mortgage balances and credit conditions.
U.S. Auto Loan Delinquency Statistics
Current and historical U.S. auto loan delinquency data, including serious-delinquency trends, loan balances, and recent changes in borrower payment performance.
U.S. Credit Card Delinquency Statistics
Current and historical U.S. credit card delinquency data, including serious-delinquency rates, balances, credit limits, available credit, and recent trends in borrower payment performance.