Editorial Policy and Content Standards

U.S. Bankruptcy Help publishes bankruptcy education content to help readers understand the process, compare common options, and prepare better questions for a consultation. We write in plain English, prioritize clarity over complexity, and avoid hype, pressure, or fear-based messaging.

Informational Only, Not Legal Advice

The information on this website is for informational purposes only and is not legal advice. Bankruptcy outcomes depend on your facts, local court practices, and laws and procedures that can change. If you need advice about your situation, you should consult a qualified bankruptcy attorney licensed in your state.

Our Editorial Principles

  • People first: We write for real people who may be stressed, overwhelmed, or unsure what to do next. The tone is calm, respectful, and practical.
  • Accuracy over speed: We do not publish claims we cannot support. When a topic is complex, we explain what’s known, what varies, and what to ask a lawyer.
  • Real-world context: Bankruptcy is federal, but procedures and trustee expectations can differ by district. We call out where local practice may affect results.
  • Plain English: We define jargon, use examples when helpful, and keep the focus on what the reader needs to know to make a better decision.
  • Transparency: We distinguish educational content from advertising, and we explain how content is created, reviewed, and updated.

How Content Is Created and Reviewed

Content is produced through an editorial workflow designed to reduce errors and keep pages understandable:

  • Topics are selected based on common consumer questions, recurring confusion points, and areas where people benefit from step-by-step explanations.
  • Drafts are edited for clarity, completeness, and internal consistency (definitions, timelines, and terminology).
  • Where a page displays “Reviewed by,” the named attorney has reviewed and edited the page for accuracy and readability before publication.

You can learn more about attorney credentials and background on our About page.

Research and Sources

We aim to ground key points in primary and official materials whenever possible, and we cross-check before publishing. Depending on the topic, we may rely on:

  • Federal authority: the Bankruptcy Code, Federal Rules of Bankruptcy Procedure, and official bankruptcy forms.
  • Court materials: U.S. Bankruptcy Court websites, local rules, and published procedural guidance.
  • State authority where relevant: statutes and official guidance for exemptions and other state-law topics.
  • Practical experience: common issues people encounter in real cases, described in general terms with clear notes about what can vary.

Updates and Maintenance

Bankruptcy rules, forms, and local procedures can change. We update content when we become aware of meaningful changes and we also revise pages when we see a recurring reader question that signals confusion.

If a page includes a “Last updated” date, it reflects the most recent substantive edit made to improve accuracy, clarity, or completeness.

AI and Automation

We may use AI-assisted tools to help with structure and readability (for example: outlining, formatting, or tightening plain-English explanations). AI tools do not replace attorney judgment. We do not publish a page solely from an automated output without human review and editing.

  • AI may help with: drafting, organization, readability, and summarizing complex concepts into a plain-English starting point.
  • AI does not do: provide legal advice, predict outcomes, apply the law to your facts, or replace attorney review.

Corrections and Reader Feedback

If you believe something on our site is inaccurate, unclear, or outdated, we want to know. Please contact us with (1) the page URL and (2) the specific statement you’re referencing, along with what you believe is incorrect.

Testimonials and Privacy

If we share excerpts of feedback, we may shorten names or remove identifying details to protect privacy. Testimonials reflect individual experiences and do not guarantee future results.

Advertising, Sponsorships, and Affiliate Links

If we ever publish sponsored content, paid placements, or affiliate links, we will clearly label them so readers can distinguish advertising from editorial content.

Last reviewed: January 13, 2026