Original analysis and clear presentations of public bankruptcy, consumer-debt, and delinquency data.
Sources and reporting periods are identified throughout each resource.
Research library
U.S. Bankruptcy Help publishes original analysis and organizes publicly available government and Federal Reserve data for consumers, journalists, attorneys, and researchers.
U.S. Courts
Track national and state bankruptcy filings by chapter, business status, and comparable reporting period.
Administrative Office of the U.S. Courts · 12-month court reporting periods
National and state filing trends by chapter, business status, and reporting period.
Explore this dataFederal Reserve data
Review mortgage, auto-loan, and credit-card conditions with clear reporting periods and source notes.
Federal Reserve Bank of New York · 2026Q2
Current mortgage balances, delinquency transitions, and historical borrower-payment trends.
Explore this dataFederal Reserve Bank of New York · 2026Q2
Auto-loan balances and serious-delinquency trends from national household-credit data.
Explore this dataFederal Reserve Bank of New York · 2026Q2
Credit-card balances, available credit, and serious-delinquency trends over time.
Explore this dataU.S. Bankruptcy Help
Our original reports combine attorney-informed context with consumer-debt research. The underlying public data remains the work of its publishing agencies.
Original analysis of how a single financial shock can move an otherwise stable household toward serious distress.
Read the reportA practical, attorney-informed report for consumers evaluating bankruptcy and common misconceptions.
Read the reportMethodology and sources
Our analysis and presentation are produced by U.S. Bankruptcy Help. Underlying court and household-credit data are public resources published by the agencies identified on each page. Each resource explains its reporting period, definitions, limitations, and source links.
Journalists and researchers can review source notes, suggested citations where available, and contact our team for questions about the analysis.
Media resourcesContact U.S. Bankruptcy Help