U.S. Bankruptcy Help
Bankruptcy reports and consumer debt research from U.S. Bankruptcy Help

Reports & Research

Bankruptcy Reports and Consumer Debt Research

U.S. Bankruptcy Help publishes original reports, practical consumer guides, and attorney-informed analysis about bankruptcy, household debt stress, and the financial events that cause people to consider chapter 7 or chapter 13.

Consumer Bankruptcy Stress Report

The One-Shock Economy

An analysis of why many households appear financially stable until a single event, such as job loss, garnishment, foreclosure, repossession, medical debt, or restricted access to credit, pushes them toward serious financial distress.

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Consumer Bankruptcy Guide

The 2026 Consumer Bankruptcy Action Report

A practical guide for consumers who want to understand what bankruptcy may help with, which common bankruptcy beliefs are wrong, and how to make a more informed decision about the next step.

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Research for Consumers, Attorneys, and Journalists

These reports are designed to help readers understand bankruptcy and consumer debt decisions, while also providing useful analysis and source material for journalists, researchers, and other professionals.

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About Our Reports

Our reports are created by U.S. Bankruptcy Help and reviewed through our editorial process. They are intended for general education, media research, and consumer understanding.

U.S. Bankruptcy Help is not a law firm and does not provide legal advice or legal representation.